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What is a FICO® Score? FICO® stands for Fair Isaac & Company and is the name for the most well known credit scoring system, used by Experian. The credit bureau’s computer evaluates a complete credit profile and assigns a score, which is used to estimate credit worthiness. Each of the three bureaus (Experian, Trans Union, […]
Mortgage Bankers Mortgage Bankers are lenders that are large enough to originate loans and create pools of loans, which are then sold directly to Fannie Mae, Freddie Mac, Ginnie Mae, jumbo loan investors, and others. Any company that does this is considered to be a mortgage banker. Some companies don’t sell directly to those major […]
There really is no such thing as a no-cost mortgage loan. There are always costs, such as appraisal fees, escrow fees, title insurance fees, document fees, processing fees, flood certification fees, recording fees, notary fees, tax service fees, wire fees, and so on, depending on whether the loan is a purchase or a refinance. The […]
As a consumer, you get the confidence that anytime you are dealing with a Gephardt Approved™ company or business, you will get precisely what you paid for.
I will provide you, the customer, with my personal up to $1000 money back guarantee if a business fails to live up to their promise. (This guarantee applies only during the term which a company is Gephardt Approved™. For other restrictions on this guarantee, see below.*)
Top Notch Customer Service
My investigation has found these companies provide top notch customer service, and provide guarantee/warranty protection that meets or exceeds standards in their field.
No Risk to Customers
My investigations into the businesses which are Gephardt Approved™ have revealed what I find to be no risk to customers who do business with them.
Abides by My Resolution
Businesses which are Gephardt Approved™ have agreed to abide by my resolution procedures if a dispute arises. That may involve repair or replacement of a product, or a full refund.
Gephardt Approved™ is not an automatic “satisfaction” guarantee. “Satisfaction” is extremely subjective: one person might be perfectly satisfied and another not satisfied under identical circumstances.
Gephardt Approved™ means we have investigated a company’s background and we endorse their honesty and integrity.